Trying to navigate through insurance and addiction treatment options that are available to you can be challenging and disheartening at times. While you are well aware of how important it is to get help for your or a loved one’s addiction, insurance companies don’t always seem to feel the same way. Fortunately, there are options no matter what type of insurance that you have, you just have to be willing to put in the effort to find the one that best meets your needs.
The type of addiction treatment that you may have access to can greatly depend on your insurance as well as funds that you have available. In some cases insurance companies will agree to allow you to select any center that you wish while paying a certain amount each day. Others may only allow you to select from centers that have already been pre-approved by the company. It is important to communicate with your insurance company about the fact that you are seeking treatment so that you can get as much information about the assistance that they are willing to provide before you get started.
If you have a treatment center in mind you should contact them to determine whether or not they accept your insurance. If they say they do not it is worthwhile asking if they are willing to negotiate with your insurance company. In some cases there is the ability to reach an agreement that is acceptable to both parties. This is especially true when there are not providers that have been approved by your insurance company that are in a close distance to where you live. Remember what you are fighting for when negotiating your way through this process.
It is also important to note that you may be able to get care without the use of your insurance depending on the area in which you live. Some states have taken measures to help anyone get the treatment that they need. The rise in drug related deaths and crimes have put a focus on the need for people to have access to these services in greater numbers than ever. Be sure to look into any services that may be offered in the community in which you live.
There are also some centers that are non-profit or take on a certain number of cases free of charge each year. These centers often require that you apply, and a spot is not guaranteed. They often select individuals on a case by case basis depending on a number of factors. This is still an option, however, if you are willing to go through the process.
It can be extremely daunting when you are dealing with insurance and addiction treatment issues. The key is to keep yourself focused on what your ultimate goals is. There is no room to give up on the ultimate goal. You may be told no a number of times while trying to get the help that you need and deserve, but with perseverance there is always a way.