There are some steps after a car accident that you need to know about. It is best to know what these steps are before you have an accident to ensure that you know what to do. Some of the steps after a car accident will be common sense, but others might fall through the creaks at the time.
Check For Injuries
The first step that you need to take will be to check for injuries. You need to first check yourself for any injuries and then check on the well-being of your passengers. If anyone has been injured, you will need to call for an ambulance.
If you cannot get through to the emergency services or do not have a working phone, you should ask a witness to help. At this time, you should also check on the well-being of the other driver.
Get To Safety
When you are able to move, you will need to move to the side of the road. If your car is safe to drive, you also need to pull it to the side of the road. You should never do this is there is any chance that it would be dangerous to move the car.
It is important to move your car if you can because it will be a hazard for other cars. If you cannot move the car, you will need to alert other vehicles by placing the hazards on or placing cones around the car.
Call The Police
Regardless of the scale of the accident, you need to call the police. This is a legal requirement and the responding officer will be able to document the scene while providing you with an accident report. If the police are unable to get to the accident scene, you will need to go to the closest police station and complete a report. You need to have a police report because your insurance company will generally ask for one when you make a claim.
Before leaving the scene of the accident, you will need to exchange information with the other driver. This will include their full name and contact information. You also need to get their insurance information, license plate number, driver’s license number and the model of their car.
While exchanging information, you should avoid talking about who was at fault for the accident. When you make your insurance claim, an adjuster will review the claim and determine fault based on evidence and the police report.
Document The Accident
To protect yourself, you will also need to get the names of the police officers and badge numbers. You need to have a copy of the accident report and you need to take pictures of the scene. This might seem excessive and something that the police will do, but you should have your own copies of everything. You will also need to talk to any witnesses and get their information.
Notify Your Insurance
The last step you need to take is to notify your insurance of the accident. You might want to do this while you are still at the scene. When you do this, you could find out exactly what they need from the scene to make your claim easier.